We all need to generate cash flow from time to time. As a veterinary hospital owner, you may periodically seek funding to upgrade your hospital and equipment, expand your services, invest in commercial real estate, fund a partnership transition, pay for education, or simply be more competitive. 

The good news is that you can put your existing business assets and liabilities to work to help create the cash flow you need. Here's how:

  • Hospital equity--If you've owned your veterinary hospital for 3 years or longer, you've built your hospital into a significant asset. As with a home equity loan, you can convert a percentage of your accumulated hospital equity into cash to help fund your immediate or long-term goals. To qualify for a practice equity loan, you will need to maintain high-quality personal credit and demonstrate your ability to manage additional debt. 
  • Debt consolidation--Most hospital owners who have been in business for a number of years have acquired a significant amount of debt, such as student loans, hospital mortgages, and equipment financing. Consolidating your business term debt can lower your monthly payments and improve cash flow, freeing up resources that can be reinvested in your business. Note that most lenders will want to ensure you have adequate cash flow under your existing debt conditions, not just the new debt conditions. 

Wells Fargo Practice Finance offers practice equity loans from $25,000 to $500,000 based on your practice revenue, with terms up to 10 years and no appraisal required. 

As an AAHA member, you also get preferred rates on practice financing and can access expert guidance and support, including educational resources and free consultation services through our complimentary Practice Success Program.

To learn more about practice equity and debt consolidation financing, call your Wells Fargo financing specialist at 866-4MY-PAWS (866-469-7297) or visit us at wellsfargo.com/veterinarians.


All financing is subject to credit approval.

© 2014 Wells Fargo Bank, N.A. All rights reserved. Wells Fargo Practice Finance is a division of Wells Fargo Bank, N.A.

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Red is your guide to everything AAHA. Whether you’re looking for association news, updates on our educational offerings, the latest books from AAHA Press, deals from our Preferred Providers, or fun reads from various AAHA staff and AAHA-member veterinary professionals, this is where you’ll find it.

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