Only 18 percent of American workers are "very confident" that they will have enough money to live comfortably in retirement. 1 Although people are saving for retirement, many of them may not have saved enough. Unfortunately, not being prepared for retirement is something many of us are dealing with.

This 18 percent is not another exclusive, member-only club. In fact, with adequate planning, almost anyone can "join." AXA Equitable's annuities products offer a full range of investment options that can help meet employee needs--from the beginner to the sophisticated investor. Our program specialists will help you set up and start a plan designed specifically for you and your employees.

Become part of the 18 percent and call us at 800-523-1125 to talk with a retirement program specialist, or visit us at to learn how you can start saving today.

About AXA Equitable
AXA Equitable Life Insurance Company has been helping members of associations plan for an independent retirement for more than 45 years. We are here to deliver a comprehensive "bundled" service that helps minimize the time needed to establish and manage your retirement plan.

1Employee Benefit Research Institute (  “The 2014 Retirement Confidence Survey: Confidence Rebounds – for Those with Retirement Plans” Ruth Helman, Greenwald & Associates; and Nevin Adams, J.D., Craig Copeland, Ph. D. and Jack VanDerhei, Ph. D., EBRI.  March 2014.

AXA Equitable Life Insurance Company (NY, NY) does not provide tax or legal advice.

Withdrawals from a tax-deferred retirement plan are subject to ordinary income tax treatment and if taken prior to age 59 ½ may also be subject to an additional 10% federal income tax penalty.

GE-98669e (10/14)


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