Aug
15
2013

If you've placed your business insurance through a friend, relative, local agent, or even one of your own clients, you may not have adequate coverage. A veterinary practice has unique exposures that standard policies do not address. So ask yourself, "Will my local agent (in-law/friend/client) pay for damages if I experience an uncovered loss?" If you answered no and your current insurance portfolio is based on a personal relationship, is it worth it if it costs you thousands of dollars in out-of-pocket expenses?

The AAHA Business Insurance Program offers comprehensive coverage tailored for the veterinary industry. Take the five-question quiz and test your current protection. Does your insurance portfolio include:

  1. Coverage for property damage caused by animals?
  2. Spoilage limits to cover the value of biologicals at your practice?
  3. Workers' compensation coverage for volunteers working at your practice?
  4. Veterinary claims-handling expertise and veterinary-specific risk management resources?
  5. An agreement that waives the right (of the insurance carrier) to automatically recover money from your clients when their animals injure your employees?

These coverages (and more) are typically excluded on standard policy forms, and the program features are unparalleled in the marketplace. HUB International--the AAHA Business Insurance Program broker and consultant--writes more veterinary practices in a day than a local agent may all year. Trust your portfolio with insurance professionals that know your business. For a free quotation or portfolio review, please call us at 866-380-2242 or visit us online.

 

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